Published September 26, 2026 in Market Update

Primary market sales rose while inventory fell

By Naveed Kajani

Real estate, Primary market

The one fact that changes what you should do: the Real Estate Data Aggregator counted 1,328 homes sold across this market in the three months ending July 31, 2026, up 14.2% from a year before. At the same time, homes for sale fell 13.4%. More buyers, fewer choices. That shapes what you can ask, and how much room a buyer has to push back.

Compare that to the national picture. The National Association of Realtors reported 4.9 months of supply across the U.S., the highest level in over ten years. Here, several ZIP codes sit well below that. That gap matters when you are setting a price or writing an offer.

How each ZIP code stacked up

Not every corner of this market moved the same way. Some ZIPs saw prices dip a little. Others saw strong price gains. The Real Estate Data Aggregator broke it down ZIP by ZIP for the three months ending July 31, 2026.

Where prices moved

Prices did not move in one direction across the board. Some ZIPs gained. Some dipped a little. Here is what the Real Estate Data Aggregator recorded for each area.

ZIP 95661 led the way, with the Real Estate Data Aggregator putting the median sale price at $756,500, up 8.5% from a year before. ZIP 95678 saw the biggest dip, down 6.9% to $556,000. A dip in one ZIP does not mean every street inside it moved the same way.

Speed: how fast homes went under contract

Speed is one of the clearest signs of how tight a market really is. The Real Estate Data Aggregator tracked the share of homes that went under contract within two weeks of listing. In ZIP 95661, that share reached 65.6%, up 21.3 points from a year before. Compare that to the national picture: Realtor.com reported the typical U.S. listing spent 61 days on the market as of September 24, 2026.

Are sellers getting their price?

The Real Estate Data Aggregator tracked how close final sale prices came to list prices. ZIP 95834 averaged 100.3% of list, meaning homes there sold slightly above asking on average. ZIP 95835 and ZIP 95678 averaged below list, at 99.2% each. Not every home sold above asking, and not every ZIP performed the same.

Nationally, a data point worth knowing: a Redfin report from September 18, 2026 found that sellers gave concessions to buyers in 44.7% of U.S. home sales in August, and roughly 15% of buyers received both a seller concession and a price cut. That picture looks different from what the Real Estate Data Aggregator shows here, where sale-to-list ratios stayed close to 100% across most ZIPs.

The bigger backdrop: rates and national supply

Freddie Mac put the average 30-year fixed mortgage rate at 7.03% as of September 24, 2026. The 15-year rate averaged 6.42%. Those numbers affect what buyers can afford, and they are part of why inventory staying tight here matters more than it might otherwise.

The National Association of Realtors reported that national existing-home sales fell 2.0% in August 2026. Year to date through August, they are up 1.6%. The Federal Housing Finance Agency reported U.S. house prices rose 2.1% year over year between the second quarter of 2025 and the second quarter of 2026. Locally, some ZIPs beat that, and some fell short.

These numbers cover the three months ending July 31, 2026. One street can read very differently from the whole ZIP code around it. If you want to know what the numbers look like for your specific address, send me a note.