95747 · 95678 · 95661

Published October 2, 2026 in Market Update

Prices dipped a little in Elk Grove even as homes sold close to list

By Naveed Kajani
Real estate, Elk Grove

The one fact that changes what you should do: prices fell a little, but sellers are still getting close to asking. That means pricing right and prepping well still matter as much as ever.

The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. Elk Grove told a different story. The Real Estate Data Aggregator counted median sale prices down in all three ZIP codes for the three months ending July 31, 2026. Even so, sale-to-list ratios held firm or improved in every ZIP.

What the numbers say, ZIP by ZIP

Three months ending July 31, 2026
957579575895624
Median sale price$685,000$559,500$642,000
Price change vs. last year-2.1%-2.7%-2.1%
Sale-to-list ratio99.1%99.7%100%
Median days on market342319
Sold above list price29.3%40.2%41.7%
Source: Real Estate Data Aggregator, three months ending July 31, 2026.

In 95757, the Real Estate Data Aggregator put the median sale price at $685,000. That is down 2.1% from the same three months in 2025. Still, sellers averaged 99.1% of list price, up 0.4 points from a year before.

In 95758, the median slipped 2.7% to $559,500. Yet the sale-to-list ratio climbed to 99.7%, also up 0.4 points. Nearly 4 in 10 homes there sold above list price, up 13 points from a year earlier.

In 95624, the median fell 2.1% to $642,000. The sale-to-list ratio reached 100%, up 1.2 points. More than 4 in 10 homes sold above list price, up 9.9 points from last year.

Homes are moving faster

Median days on market by ZIP, three months ending July 31, 2026
9575734 days9575823 days9562419 days
Source: Real Estate Data Aggregator. Lower is faster. Each ZIP sold faster than a year before.
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

The Real Estate Data Aggregator showed homes selling 3 days faster in 95757, 4 days faster in 95758, and 7 days faster in 95624 compared with the same period in 2025. Faster sales with tight sale-to-list ratios tell you buyers are still engaged.

In 95758, the Real Estate Data Aggregator found that 50.4% of homes went under contract within two weeks of listing, up 8.7 points from a year before. In 95624 that share was 42.1%, up 6.3 points. In 95757 it was 32.9%, up 8.3 points. Not every home sold fast, but more did than last year.

Supply is thin, and that shapes everything

Elk Grove supply snapshot, three months ending July 31, 2026
Homes for sale across Elk Grove
Down 24.7% from a year before
New listings across Elk Grove
Down 11.5% from a year before
Pending sales across Elk Grove
Up 4% from a year before
Source: Real Estate Data Aggregator, the three months ending July 31, 2026

The Real Estate Data Aggregator counted only 287 homes for sale across Elk Grove in the three months ending July 31, 2026. That is down 24.7% from a year before. Fewer choices for buyers help keep sale prices close to list, even when the median slips a little.

Months of supply sat at 1.8 in 95757, 2.4 in 95758, and 2.5 in 95624, all per the Real Estate Data Aggregator. Those are lean numbers. Nationally, Realtor.com reported active listings topped 1.16 million in September 2026, the highest in years. Elk Grove is tighter than that.

The national backdrop

Realtor.com reported that mortgage rates climbed above 7% for the first time since January 2025. That puts pressure on buyers everywhere. Realtor.com also found that 20.8% of listings nationally took a price cut in September, the highest share since October 2022. Elk Grove's sale-to-list ratios held better than that national picture suggests.

The Federal Housing Finance Agency said U.S. house prices rose 0.3% from the previous month in July, seasonally adjusted. Month-to-month, prices are still inching up nationally even as local medians dipped.

In short
  1. Elk Grove medians fell between 2.1% and 2.7% across all three ZIP codes for the three months ending July 31, 2026. But sellers still collected 99.1% to 100% of list price, homes sold faster than a year ago, and supply stayed lean.
  2. Pricing sharply and presenting well still make a real difference.

One more thing: one street can read very differently from the whole ZIP code. A block with newer homes, a corner lot, or a different school boundary can shift the numbers. These figures are the ZIP-wide picture, not your specific address.

Your next step

(916) 287-0085

Text me your address and I will send back where your Elk Grove home sits against the $685,000 to $559,500 range of medians and what homes near you actually sold for. Takes a day, costs nothing.

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Where these numbers came from